Senior Commercial Risk Placement Broker

By /
  • Full Time
  • Canada
  • 85,000 -135,000 CAD / Year

Website KRGinsure

Job Description

About Us

KRGinsure, a distinguished trade name of RRJ Insurance Group Ltd., carries a legacy spanning over a century since its founding in 1906. As a premier brokerage in Ontario, we operate multiple branches throughout Southern Ontario, distinguishing ourselves through bespoke insurance strategies, robust insurer partnerships, and high-level claims advocacy.

Position Summary

Our Senior Commercial Risk Placement Broker is tasked with the creation, acquisition, and administration of sophisticated insurance programs designed for specific client hazards. This professional role requires seamless partnership with clients, producers, and insurance carriers to evaluate risk, identify protection deficits, and implement creative coverage solutions.

  • Position Type: Full-time, permanent

  • Role Status: Replacement

  • Locations: Toronto or other regional branches

Primary Responsibilities

  • Oversee a designated commercial portfolio spanning diverse industrial sectors.

  • Partner with clients and producers to analyze risk variables and protection requirements.

  • Detect and rectify coverage deficiencies while performing strategic upselling and cross-selling.

  • Draft comprehensive marketing applications, binders, and client proposals.

  • Facilitate policy placements with carrier partners for specialty and standard insurance lines.

  • Direct intricate placements for mid-market and large-scale accounts (premiums from $50,000 to over $1 million), including international and U.S. exposures.

  • Apply creative thinking to develop structured product proposals that align with consumer goals.

  • Verify the integrity of documentation and adherence to internal brokerage protocols.

Knowledge, Skills and Requirements

Licensing & Education

  • Maintain an active RIBO certification in good standing (mandatory).

  • Credentials such as CRM, CIP, or CAIB are highly valued.

Industry Experience

  • 7 to 10 years of professional experience within a Commercial Lines brokerage.

  • Background in Commercial Surety (Power of Attorney) is an advantage.

  • Proven history in placing diverse insurance classes, including specialized products.

  • Demonstrated ability managing multi-line accounts with premiums ranging from $50k to $1M+.

  • Experience handling international and United States risk placements.

  • Understanding of segment-specific needs (e.g., E&O, D&O, Cyber) is beneficial.

  • Prior experience navigating “hard” insurance market cycles is an asset.

Technical & Analytical Skills

  • Advanced analytical capabilities and technical insurance expertise.

  • Skill in identifying risk gaps and engineering customized protection plans.

  • Mandatory proficiency in PolicyWorks, EPIC, and the Microsoft Office suite.

  • Creative approach to drafting documentation and structuring insurance offerings.

  • Excellent time management and organizational habits.

  • Ability to independently lead complex placements and high-value accounts.

Interpersonal & Sales Skills

  • Superior business acumen and consumer service expertise.

  • Sales-oriented mindset focused on account expansion and cross-selling.

  • High-level communication, negotiation, and social talents.

  • Strong professional ethics and a collaborative team spirit.

  • Flexibility and resilience in a fast-paced corporate setting.

Work Environment Requirements

  • Requirement for a verified, high-performance remote work setup.

  • Aptitude for a hybrid professional model (mixing in-office and remote tasks).

Job Data Table

Feature Details
Company Name KRGinsure (RRJ Insurance Group Ltd.)
Location 200 Yorkland Blvd., Suite 1200, Toronto, ON M2J 5C1
Locality North York
Country Canada
City Toronto
Region Ontario
Job Type Full-time, Permanent
Salaries $85,000 to $135,000 annually
Experience Level 7–10 Years (Senior)
Travel Not Specified
Language English
Benefits Group RRSP Matching, Hybrid Work, Health Benefits, EFAP, Paid Personal Days

Skills & Competency Table

Skill Competency Level
RIBO License Mandatory / Active
Commercial Placement Expert (Accounts up to $1M+)
PolicyWorks & EPIC Expert / Mandatory
US & International Risks Advanced
Negotiation Expert
Specialty Lines (Cyber/D&O) Advanced

Salaries Pay Calculator Table

Annual Salary Bonus Total Compensation Notes
$85,000 – $135,000 Performance Bonus Base + Commission + Bonus Based on a 35-hour work week and candidate qualifications.

Job Summary

As a Senior Commercial Risk Placement Broker at KRGinsure, you will lead complex risk assessments and program designs for high-premium accounts ($50k–$1M+). This senior-level role requires 7–10 years of experience, a RIBO license, and expertise in EPIC and PolicyWorks to manage diverse portfolios across Ontario and international markets.

FAQs

1. What is the premium size of the accounts I would manage?

You will oversee mid-to-large accounts typically ranging from $50,000 to over $1 million in premiums.

2. Are any specific software proficiencies required?

Yes, candidates must be proficient in EPIC, PolicyWorks, and Microsoft Office.

3. What professional designations are preferred?

While RIBO is mandatory, designations like CAIB, CIP, or CRM are highly considered assets.

4. Is there an international component to this role?

Yes, the role includes managing and placing U.S. and international risk exposures.

5. What is the standard work week?

The compensation is based on a standard 35-hour professional work week.

Expert Analysis

The current 2026 Canadian insurance landscape is transitioning into a “softer” market cycle, which places a premium on brokers who can provide creative structuring and deep technical analysis rather than just capacity. For a professional with 10 years of experience, KRGinsure’s $135k ceiling offers top-tier market positioning.

Location & Logistics Guide

The primary Toronto office is located at 200 Yorkland Blvd. in North York. This area is a significant commercial hub outside the downtown core, offering excellent access to the 401 and DVP highways. KRGinsure provides free parking, a major perk for GTA-based commuters.

https://en.wikipedia.org/wiki/North_York

Career Path

A Senior Placement Broker at KRGinsure is positioned for high-level technical leadership. Career progression often leads to Associate Vice President (AVP) of Commercial Lines, specialized Program Manager roles, or National Account Management, leveraging RRJ Group’s extensive Southern Ontario branch network for regional leadership opportunities.

To apply for Company Website ca.linkedin.com.

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