Job Overview: Manager – Agency Desk

Abu Dhabi Commercial Bank (ADCB), one of the most prominent financial institutions in the UAE, is seeking a high-caliber Manager – Agency Desk to join its Corporate & Investment Banking Group (CIBG). In this sophisticated fiduciary role, you act as the “Syndication Architect,” responsible for the “Compliance DNA” and operational integrity of a massive regional lending portfolio. This position is designed for a “Transaction Banking Specialist” who can navigate the complexities of facility coordination, covenant monitoring, and interbank rate fixing with “Regulatory Accuracy.” Reporting to the Transaction Banking leadership, you will be the primary engine of the Agency team, ensuring that complex multi-lender agreements scale with the “Pristine Governance” required by ADCB’s global strategic partners.

Key Information

Employer: Abu Dhabi Commercial Bank (ADCB)
Location: Abu Dhabi, United Arab Emirates
Experience: Minimum 6 years in Banking (Trade Finance & Legal Documentation focus).
Sector: Corporate & Investment Banking Group (CIBG) – Transaction Banking.
Core Focus: Agency Portfolio Monitoring, Covenant Compliance, and Facility Coordination.

Key Responsibilities

You will manage the “Loan Agency Lifecycle” through a rigorous technical and risk-based framework:

Facility Orchestration: Coordinating facility requests and monitoring the agency portfolio to ensure 100% alignment with ADCB’s internal “Policy DNA.”
Onboarding Stewardship: Creating new Agency Customer Identification Numbers (CID) and preparing meticulous control sheets to ensure cash waterfalls and accounts are opened per agreement.
Condition Governance: Verifying that all “Conditions Precedent” have been met and providing formal notifications to lenders and borrowers as per the “Source of Truth” in the legal agreement.
Covenant Intelligence: Monitoring and recording covenants in the CACM system, ensuring default notifications (actual or potential) are issued promptly to protect lender interests.
Treasury Synergy: Notifying drawdowns, rollovers, and repayments while ensuring EIBOR/Benchmark rates are perfectly aligned with ADCB Treasury rate fixing for each interest period.
Fee Advocacy: Generating 30-day “Fees Due” reports monthly to ensure financial consistency and compliance with departmental standard operating procedures.
Information Diplomacy: Acting as the central hub for the distribution of information covenants, ensuring borrower data reaches all lenders promptly and efficiently.

Candidate Requirements

ADCB seeks a “Financial Authority” with a focus on professional grit:

Professional IQ: At least 6 years of documented success in banking, with a specific mastery of legal documentation and trade finance.
Risk Mastery: Proven ability to manage financial risk and identify technical defaults within complex lending structures.
Technical IQ: High proficiency in Microsoft Office (Word, Excel, PowerPoint) for the creation of sophisticated monitoring sheets and management reports.
Regulatory Polish: A deep understanding of UAE banking guidelines and the discipline to adhere to strict organizational processes and instructions.
Communication Excellence: Strong interpersonal skills to navigate the relationship between diverse lenders, borrowers, and internal stakeholders.

Salary and Benefits

This role offers a prestigious “Tier-1 Banking” rewards package in a disciplined, world-class environment:

Financial Integrity: Competitive tax-free salary (Estimated AED 35,000 – AED 50,000 per month, based on 2026 Abu Dhabi banking benchmarks for Managers).
Professional Evolution: Direct career advancement opportunities within a group that serves government entities, financial institutions, and large corporates across MENA.
Culture & Inclusion: Join a diverse community where every voice is valued and unique contributions are celebrated.
Health & Security: Comprehensive premium medical insurance, visa sponsorship, and annual benefits as per UAE Labor Law and ADCB policy.

Estimated Average Salaries (2026 Abu Dhabi Banking Benchmarks)

Salaries for Agency/Transaction Banking Managers reflect the “Capital Responsibility” of the role:

Performance Tier	Estimated Monthly Salary (AED)
Assistant Manager / Associate	AED 22,000 – AED 30,000
Manager – Agency Desk	AED 35,000 – AED 50,000
Senior Manager / VP	AED 55,000 – AED 85,000+

Unique Job Description

Position: Manager – Agency Desk — Architecting the DNA of Syndicated Finance

Are you a “Transaction Specialist” who believes that the success of a major investment bank is built on the precision of its documentation and the soul of its portfolio integrity? ADCB—the powerhouse of UAE banking innovation—is seeking a Manager – Agency Desk to join our elite Corporate & Investment Banking Group in Abu Dhabi. We don’t just “manage accounts”; we engineer the Financial Frameworks and Compliance DNA that allow massive infrastructure projects and global corporates to Flourish across the MENA region. This isn’t a role for a “general banker”; it’s a mission for a “Syndication Architect”—someone who can navigate the complexities of waterfall accounts and covenant monitoring with “professional grit” and provide the polished leadership that a Tier-1 financial institution demands.

In this position, you are the pilot of our agency mission. You will spend your days (in the heart of Abu Dhabi’s financial district) architecting the control sheets, drawdown notifications, and risk reports that define our reputation for excellence. Whether you are using your technical mastery to fix an EIBOR rate or utilizing your analytical skills to identify a technical default, your “proactive mindset” and “excellence-first” attitude will be our greatest assets. You thrive in a vibrant environment where you are trusted to influence the stability of multi-lender facilities, challenged by the rapid pulse of global markets, and rewarded with a lucrative, tax-free career at the “Heart of Corporate Finance.”

We are looking for proactive financial leaders with a passion for operational excellence and an “impact-first” mindset. If you have the “resourcefulness” to lead our agency desk toward global prominence and the “discipline” to uphold our gold standards, ADCB offers you the premier platform to reach your potential. Join us in Abu Dhabi, and let’s engineer a more extraordinary and connected future for the world of investment banking together.

Abu Dhabi Commercial Bank (ADCB) PJSC | Abu Dhabi

The Company

Abu Dhabi Commercial Bank (ADCB) is the third-largest bank in the UAE and a cornerstone of the nation’s financial infrastructure. Established in 1985, it is a full-service commercial institution providing retail, corporate, and investment banking. By 2026, ADCB has solidified its reputation as a global “AI-First” banking leader. Following its landmark 2025 announcement to embed Artificial Intelligence across 100% of its processes, the bank is currently activating over 150 AI use cases—ranging from hyper-personalized wealth management to instant credit decisions—targeting over AED 4 billion in unlocked financial value.

Culture

The culture at ADCB is defined by “Ambition, Integrity, and Organizational Health.” It is a high-performance environment that consistently ranks in the top quartile of the global Organizational Health Index (OHI) .

The “Service Leadership” Framework: Employee KPIs are directly linked to customer experience, fostering a culture where “the customer has a choice” is the guiding principle.
AI-Native Workforce: In 2026, the bank is focused on “realigning talent,” upskilling its 8,000+ employees to work alongside AI agents, shifting the internal culture from routine processing to strategic advisory.
Flexibility & Wellbeing: ADCB was a pioneer in adopting a four-and-a-half-day work week and offers “flexible work leave,” emphasizing a modern balance between high-stakes output and employee wellness.
Diversity & Inclusion: With 80+ nationalities and over 40% female representation, the culture is inclusive. Its “Tamooha” initiative specifically empowers Emirati women with flexible career paths in the banking sector.

Location

ADCB’s nerve center is located in the heart of Abu Dhabi’s traditional and modern business districts.

Global Headquarters: The landmark ADCB Building is located on Sheikh Zayed Street (formerly Al Salam Street) in the Al Danah district. This facility serves as the group’s administrative and executive hub.
Strategic Hubs: The bank maintains a massive presence across the city, including specialized corporate branches in Abu Dhabi Global Market (ADGM) on Al Maryah Island and high-traffic retail centers like Abu Dhabi Mall .
Regional Presence: Beyond Abu Dhabi, the bank operates a wide network of 50+ branches across the UAE, with international hubs in London and Singapore serving as gateways for global investment.

ADCB: 2026 Strategic Banking Matrix

Pillar	2026 Key Initiatives	Strategic Impact
AI Integration	150+ Use Cases & “Always-On” Support.	AI-driven productivity and hyper-personalization.
Sustainability	MSCI “AA” Rating & Sustainable Finance.	Leading the UAE’s transition to a Net Zero economy.
Retail Banking	ADCB MoneyBuddy & Inclusive AI.	Enhancing financial literacy and digital inclusion.
Wealth Mgmt	ESG-Integrated Investment Framework.	20%+ penetration in sustainable AUM (2025/26).

2026 Professional DNA & Standards

The “Digital Banker” Standard: ADCB seeks professionals with “Analytical DNA” —individuals who can leverage AI tools to provide proactive insights rather than just reactive service.
Emiratisation (Nafis): A major priority in 2026, ADCB offers specialized career launch pads for fresh Emirati graduates, with executive remuneration linked to meeting nationalization targets.
Regulatory Excellence: In line with its “Discipline” value, the bank maintains a rigorous ISO-certified governance framework, ensuring 100% compliance with evolving UAE Central Bank digital mandates.
ESG Mastery: Following its 2025 inclusion in the FTSE4Good Index , staff are required to undergo mandatory ESG training, embedding sustainability into the bank’s core “DNA.”

To apply for this job please visit adcbcareers.com.