Hybrid Commercial Insurance Broker

Website TEEMA Solutions Group

Job Description

Position: Hybrid Commercial Insurance Broker | Uncapped Earnings

A leading insurance provider in Brantford, Ontario, is seeking an experienced Commercial Lines Insurance Broker to manage and grow a strategic portfolio of business clients. This role is designed for an entrepreneurial professional who thrives on autonomy and is motivated by a high-performance, commission-based structure.

The firm (represented by TEEMA Solutions Group) provides a “broker-first” culture, equipping you with innovative technology and extensive market access to deliver bespoke risk solutions across various industries.

The Opportunity

  • Uncapped Compensation: A lucrative commission-based structure that rewards your growth and retention.

  • Hybrid Flexibility: A modern work model combining remote productivity with in-office collaboration in Brantford.

  • Book Ownership: A genuine opportunity to build and own your book of business with long-term financial support.

  • Collaborative Culture: Access to a dedicated support system, including senior specialists and market-leading tools.

Key Responsibilities

  • Portfolio Management: Develop, service, and expand a diverse portfolio of commercial insurance clients.

  • Business Development: Identify new opportunities, generate leads, and analyze business operations to assess risk.

  • Market Negotiation: Prepare detailed submissions and negotiate terms and coverage with insurance markets.

  • Compliance & Accuracy: Review policies, endorsements, and renewals to ensure coverage aligns with client needs and regulatory standards.

  • Industry Leadership: Stay informed on 2026 market trends, underwriting shifts, and emerging risks (e.g., Cyber, D&O).

Qualifications & Skills

  • License: Must be RIBO or OTL licensed to practice in Ontario.

  • Experience: Proven track record in commercial insurance sales or account management.

  • Risk Assessment: Strong ability to assess complex risks and structure appropriate coverage solutions.

  • Communication: Exceptional verbal and written interpersonal skills for client and underwriter negotiations.

  • Mindset: Self-motivated, organized, and dedicated to continuous professional learning.


Job Data Table

Feature Details
Company Leading Brantford Brokerage (via TEEMA)
Location Brantford, ON
Office Type Hybrid
Employment Type Full-time, Permanent
Compensation Uncapped Commission
Experience Level Intermediate to Senior (Commercial focus)
Benefits Retirement Plan, Health/Dental, Wellness Support

Skills & Competency Table

Skill Competency Level
Commercial Underwriting Advanced
Market Negotiation Expert
Risk Analysis Advanced
Lead Generation Expert
BMS Proficiency Proficient

2026 Market Context

As of early 2026, the Canadian commercial insurance market is entering a stabilizing (softer) cycle. While property rates are leveling off due to abundant capacity, casualty and liability lines remain sensitive to “social inflation” and emerging risks. This environment favors brokers who can act as strategic advisors, moving beyond mere price to focus on comprehensive risk transfer and loss control.


FAQs

1. Is there a base salary for this role?

The role is described as “uncapped commission-based,” which typically implies a high-split commission structure. Many such roles offer a “draw” or a competitive base depending on the broker’s existing book of business.

2. What support does the brokerage provide?

Brokers have access to centralized back-office support, quoting tools, lead-generation marketing, and dedicated mentors.

3. Do I need to live in Brantford?

While the role is hybrid, you should be within a commutable distance to Brantford for regular collaboration and client meetings.

4. What industries will I be insuring?

As a commercial broker, your scope includes anything from local retail and hospitality to manufacturing and professional services.


Location & Logistics Guide

Brantford is strategically located in the heart of Southwestern Ontario, offering easy access to the 403 and 401 corridors. Known as “The Telephone City,” it is a growing hub for manufacturing and warehousing, providing a fertile ground for a commercial broker to build a local book of business.

https://en.wikipedia.org/wiki/Brantford


Career Path

Successful Commercial Brokers in this environment often transition into Partner or Franchisee roles, leveraging their owned book of business to gain equity in the firm. Others specialize as Niche Practice Leaders in high-growth sectors like Cyber Insurance or Renewable Energy.

To apply for Company Website www.learn4good.com.