Credit Risk BA – 10+ Years – NYC locals Only – Hybrid

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Job Overview: Senior IT Business Analyst (Credit Risk)

Systems Management Group, Inc. is seeking a high-level Senior IT Business Analyst for a mission-critical role in New York City. This position is designed for a domain expert with over a decade of experience in financial services, specifically focusing on the intersection of Credit Risk and Regulatory Reporting.

This is a hybrid role requiring candidates to be local to the NYC area, as it involves being in the office 5 days every two weeks.

Key Responsibilities & Domain Focus

Regulatory & Risk Domain Mastery

  • Credit Risk & CCR: Drive analysis for Credit Risk and Counterparty Credit Risk (CCR) systems.

  • Capital Calculations: Lead projects involving complex regulatory capital calculations, specifically CEM (Current Exposure Method) and SA-CCR (Standardized Approach for Counterparty Credit Risk).

  • Basel Compliance: Ensure all business requirements align with Basel 3 and Basel 3.1 regulations.

  • Regulatory Reporting: Oversee the data requirements and logic for critical filings including FR Y-15, FR Y-9C, and CCAR (Comprehensive Capital Analysis and Review).

Technical & Business Analysis

  • Requirements Management: Translate high-level regulatory mandates into detailed functional specifications using tools like Jira, Visio, and other requirements management software.

  • Data Retrieval: Write efficient SQL queries to perform data gap analysis, validate risk numbers, and support UAT (User Acceptance Testing).

  • Agile Leadership: Function effectively within an Agile framework, managing backlogs and participating in sprint ceremonies.

  • Global Delivery: Coordinate across an onshore/offshore/nearshore delivery model to ensure seamless execution of technical builds.

Qualifications & Requirements

Professional Experience

  • Tenure: 10–15 years of experience in business analysis, financial products, or application development.

  • Location: NYC Locals Only. Candidates must be able to commute to the office for the required hybrid schedule.

  • Education: Bachelor’s or Master’s degree in Business, Finance, Computer Science, or a related field.

Technical & Soft Skills

  • Analytical Thinking: Exceptional problem-solving skills with the ability to navigate complex “Basel-style” data relationships.

  • SQL: Proficiency in writing and executing SQL queries is a mandatory requirement.

  • Communication: Strong presentation skills to bridge the gap between Risk managers, Regulatory controllers, and IT developers.

Preferred Certifications

  • Business Analysis: CCBA or CBAP.

  • Financial: CFA or FRM (Financial Risk Manager) designations are highly valued.

Why Apply for This Role?

In the current regulatory climate, the transition to Basel 3.1 (the “Basel III Endgame”) is one of the most significant challenges for Tier-1 banks. As a Senior BA in this space, you will be at the forefront of:

  • High-Stakes Compliance: Ensuring the bank remains capitalized according to the latest global standards.

  • Strategic Visibility: Your work directly impacts the reports reviewed by federal regulators.

  • Career Depth: Solidifying your status as a “Subject Matter Expert” in one of the highest-paying and most stable niches of Fintech.

Application Information

Interested candidates should contact Pradeep at Systems Management Group (pradeep@smg-llc.us). Your application should emphasize your specific experience with SA-CCR and your history of managing FR Y-14/15 reporting requirements.

The Company & Culture Dice is the tech industry’s premier career marketplace, owned by DHI Group, Inc. (NYSE: DHX). Its culture is deeply rooted in innovation, transparency, and a tech-first mindset. In 2026, the company is defined by its pivot toward “Operationalizing AI,” moving away from being just a job board to an AI-powered talent ecosystem. Employees describe a high-trust environment with “Heartitude,” where a “startup soul” meets the stability of a public company. Dice has consistently earned a “Great Place to Work” certification, praised for its “Early Out Fridays” and an open-door policy that encourages direct interaction with leadership.

The Location While Dice has major operational hubs in Denver and Urbandale, its global headquarters is in Manhattan, New York City.

  • The NYC Hub: Located at 1040 Avenue of the Americas (8th Floor), the office is a modern, open-plan space right in the heart of Midtown.

  • The Williamsburg “Hub”: In addition to the corporate HQ, the company maintains a brand-new, high-energy tech hub in Williamsburg, Brooklyn, which has become a center for its creative and engineering teams.

  • The Vibe: Working here places you at the center of the “Silicon Alley” scene, with the office designed for intentional collaboration rather than just desk work.

To apply for this job please visit www.dice.com.